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News Release | U.S. PIRG | Consumer Protection

Joint Statement Opposing Exceptions to CFPB Payday Rule

We've joined 10 other leading consumer, community, religious and civil rights organizations to oppose exemptions to a strong CFPB payday and auto title lending rule and to reiterate our opposition to an exception that has already been considered and rejected that would allow lenders to make longer-term installment loans without considering a borrower’s ability to repay so long as the payment did not exceed five percent of a borrowers’ income.

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Blog Post | Public Health

What’s that toxic smell? One Father Clashes with the Chemical Industry | Anna Low-Beer

The movie Stink! originated with one pair of children’s pajamas that Director John Whelan bought his daughters for Christmas in 2011. The new pajamas, when taken out of their plastic packaging, smelled overwhelmingly of chemicals. That one smell prompted Whelan to look deeper into fragrance and the chemical industry’s use of secret and often toxic chemicals in our everyday products. He simply wanted to know – what’s in the stuff we buy? “It seemed like a common-sense question to ask…I’m just trying to find out what chemicals they would put on kids’ pajamas,” he said. A common-sense question, yes. One with a simple answer? Not so much. 

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News Release | U.S. PIRG | Financial Reform

Privacy, Consumer Groups Critical of Facial Recognition Report

We've joined leading privacy and consumer advocates in a news release sharply critical of a supposed "best-practices" report released today by the Telecommunications and Information Administration (NTIA) concerning privacy and facial recognition technology. While the report purports to be the product of a "multi-stakeholder" process, all the leading privacy and consumer stakeholders dropped out of the skewed proceedings many months ago, as the release explains. It concludes: "There is much more lacking in these “best practices,” but there is one good thing: this document helps to make the case for why we need to enact laws and regulations to protect our privacy."

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Video Blog | Consumer Protection

Last Week Tonight with John Oliver: The retirement industry is a minefield -- but here’s the answer

In this week’s episode of “Last Week Tonight,” host John Oliver called out three main problems hurting consumers when it comes to retirement: First, financial advisers aren’t currently required to work in their clients’ best interest. Second, high fees compound over time. Third, actively managed investment funds aren’t the answer. 

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News Release | WISPIRG Foundation | Consumer Protection, Financial Reform

National Payday Lending Rule Could Protect Wisconsinites from Predatory Loans

Today, the federal Consumer Financial Protection Bureau (CFPB) unveiled a proposal for a new national rule on payday and car title lending that has the potential to protect Wisconsinites from predatory high-interest loans. At a press conference in Eau Claire, consumer advocates joined faith and community leaders to highlight the harms of payday lending in Wisconsin. WISPIRG, the interfaith organization JONAH, and Citizen Action also underlined the importance of a strong federal rule to rein in abusive lending practices, and urged the CFPB to prevent loopholes from weakening the rule.

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News Release | WISPIRG | Transportation

WISDOT Disregards Community Opposition, Declining Driving, Proposes to Waste Taxpayer Money on Unneeded I-94 Expansion

Today, the Wisconsin Department of Transportation announced that its preferred alternative for the I-94 East-West Corridor is an “at-grade” expansion. With traffic counts declining in the corridor, any expansion is unnecessary and will waste taxpayer money, while diverting resources away from other critical infrastructure repairs, including fixing bridges and potholes on local roads.

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News Release | WISPIRG | Democracy

Big Donors Dominated 2014 Congressional Races, Including in Wisconsin’s 7th District

The Wisconsin Public Interest Research Group (WISPIRG) was joined today by 2014 Congressional candidate Kelly Westlund to release a new study, “The Money Chase: Moving from Big Money Dominance in the 2014 Midterms to a Small Donor Democracy.” The study, which was written by WISPIRG and Demos, found that the top two vote-getters in the 25 most competitive districts in 2014 got 86 percent of their campaign dollars from individuals giving $200 or more. Only two of the 50 candidates surveyed raised less than 70 percent of their individual contributions from big donors, and seven relied on big donors for more than 95 percent of their individual contributions. 

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News Release | WISPIRG Foundation | Transportation

As Federal Highway Administration Acknowledges the Driving Boom is Over, Will WISDOT Follow Suit?

The Federal Highway Administration (FHWA) has quietly acknowledged that the Driving Boom is over, cutting its forecasted driving estimates by between 24 percent and 44 percent.  Meanwhile, the Wisconsin Department of Transportation (WISDOT) continues to forecast increases in driving that aren’t materializing - a policy that risks wasting billions of taxpayer dollars. WISDOT is also claiming a $680 million shortfall in current transportation funding, a significant portion of which is to accommodate unnecessary expansions of highway capacity. 

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News Release | WISPIRG | Budget

Congressional Omnibus-Bill would gut Wall St. Reform, allow for more Special Interest Spending

The omnibus appropriations bill nearing a vote on the floor of Congress contains “riders” that would repeal a key section of the 2010 Wall Street Reform bill and further increase the influence of Big Money in elections by raising contribution limits to party committees.

“This backdoor, backroom effort will repeal protections for taxpayers and Main Street, and further empower billionaire megadonors in our elections," said Peter Skopec, WISPIRG Campaigns Director.

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News Release | WISPIRG | Transportation

Coalition Unveils Better Solution for I-94 East-West Corridor

Two weeks after WISDOT issued a draft Environmental Impact Statement (DEIS) that proposes two costly and wasteful highway expansion options for the I-94 East-West corridor – a coalition is offering a new alternative aimed at enabling 21st century mobility in the corridor and developed by a 25-year transportation planner and NJ DOT veteran.  

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Report | WISPIRG Foundation | Budget

Following the Money 2013

Wisconsin received an “F” for government spending transparency, according to “Following the Money 2013: How the States Rank on Providing Online Access to Government Spending Data,” the fourth annual report of its kind by the WISPIRG Foundation. 
 

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Report | WISPIRG Foundation | Budget, Tax

The Hidden Cost of Offshore Tax Havens

This report reveals how abuse of tax loopholes hurts taxpayers not just once, but twice, as the state of Wisconsin lost an estimated $814 million in revenue in 2012 due to offshore tax dodging

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Report | WISPIRG Foundation | Transportation

Highway Boom, Budget Bust

This report questions whether the state of Wisconsin might be wasting huge sums of taxpayer money on unnecessary projects by planning to invest heavily in new roads and highway expansions that are out of sync with population and travel behavior trends in the state.  On the one hand, Wisconsin’s population and its volume of driving grow at a relatively slow pace that has slowed over time.

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Report | WISPIRG Foundation, People for the American Way Foundation | Democracy

Outside Spending, Outsized Influence

Super PACs dominated the 2012 Senate election between Tammy Baldwin and Tommy Thompson, providing an avenue for floods of out-of-state money to fill WIsconsin's airwaves with negative ads. Outside groups (not the candidates or party committees) spent almost $32 million and virtually all of that money (99.2%) came from out of state groups. Super PACs allowed big money special interests to flood the Wisconsin elections, blocking regular WI voter out of the political discourse.

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Report | U.S. PIRG Education Fund and Center for Media and Democracy | Democracy

Elections Confidential

Elections Confidential reveals, to the extent possible, the dark side of the post-Citizens United election landscape. Secret donors used "dark money" groups that don't have to disclose their donors, because before Citizens United they weren't allowed to spend on elections in order to hide their identity.

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Blog Post | Public Health, Food

The State of Antibiotics 2016 | Bill Wenzel

While President Obama discusses some of our nation's biggest economic, social, and foreign policy challenges at the 2016 State of the Union address, here's our take on one of the most pressing public health issues of the era.

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Blog Post | Consumer Protection, Make VW Pay

House Tees Up VW Bailout and Other Attacks on Public Protections, Consumer Rights | Ed Mierzwinski

(Updated 8 January to add vote results): You've probably heard that the House is soon planning to again repeal the Affordable Care Act (Obamacare). That bill will certainly be vetoed. But the House has other anti-consumer, anti-environmental bills scheduled for floor action this week and next. The bills take aim at agency health, financial and safety regulations and also consumer rights to band together as a class to take their grievances against corporate wrongdoers to court. That last bill would immunize Volkswagen from having to compensate VW Diesel owners for being deceptively sold cars designed to "defeat" air pollution requirements.

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Blog Post | Public Health

Is your daily routine toxic? | Anna Low-Beer

Because of a lack of regulation, many cosmetics and personal care products contain potentially toxic ingredients, like formaldehyde and lead acetate. What toxic chemicals might you encounter as you go about your daily routine? 

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Blog Post | Public Health, Food

Progress in 2015 and hope for the new year | Anya Vanecek

This was a big year for the fight to save antibiotics. Now we’re looking to the future and looking forward to continuing our efforts to stop the overuse of antibiotics in factory farming.

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Blog Post | Public Health, Food

All I want for Christmas is responsibly-raised meat. | Anya Vanecek

I don't want a lot for Christmas, there is just one thing I need...

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DEFEND THE CFPB

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