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Video Blog | Consumer Protection

John Oliver Takes Aim At Credit Reports In 'Last Week Tonight'

Last Week Tonight with John Oliver explained how credit reports play a surprisingly large role in our lives, but even more surprising is how often they contain critical mistakes. John Oliver helps credit bureaus see why this is a problem – and that Judy still hasn’t been able to resolve her mixed up identity.

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Blog Post | Consumer Protection

Time To Defend CFPB as Senate Banking Committee Aims Sights at It | Ed Mierzwinski

UPDATED 12 April: The Senate Banking Committee held a stacked hearing on "Assessing Consumer Regulations" yesterday (5 April), although our one pro-consumer witness and pro-CFPB Senators defended consumer protection ably as three industry-backed witnesses and their supporters on the committee had a great deal of trouble proving their case that the CFPB should be dismantled. Tomorrow morning, (7 April) CFPB Director Richard Cordray will present the statutory "Semi-Annual Report of the CFPB" to the committee. We submitted a statement to be entered into the hearing record, as did other Americans for Financial Reform coalition members.

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News Release | U.S. PIRG | Consumer Protection

The Department of Labor Fiduciary Rule for Investment Advice

U.S. PIRG federal legislative director Jerry Slominski on The Release of the Department of Labor Fiduciary Rule for Investment Advice

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Blog Post | Consumer Protection

What is payday lending? | Kathryn Lee

We are a leading member of Americans for Financial Reform, a coalition that was instrumental in the creation of the Consumer Financial Protection Bureau (CFPB) by Congress in 2010. The CFPB is currently working on a rule to reign in the payday lending industry. We, along with AFR, are working to make sure the rule is a strong one. 

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Blog Post | Consumer Protection

Lowering your APR might be easier than you think | Kathryn Lee

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

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News Release | WISPIRG Foundation | Financial Reform

Report: Capital One Most-Complained-About Credit Card Company in Wisconsin

Wisconsin consumers file more complaints about Capital One than any other credit card company, according to a report released by the WISPIRG Foundation. The report, which looked at data from the Consumer Financial Protection Bureau’s (CFPB) public Consumer Complaints Database, also found that Wisconsin consumers are 26th most likely to file credit card complaints.  "Credit Cards, Consumer Complaints: The CFPB's Consumer Complaint Database Gets Real Results for Credit Card Holders,” is the fourth in a series of reports by the WISPIRG Foundation that analyze the complaints in the CFPB’s consumer complaints database. Previous reports in the series have analyzed complaints about bank accounts, private student loans, and credit reporting.

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News Release | WISPIRG Foundation | Financial Reform

New CFPB Rules Will Protect Homebuyers and Homeowners

On Friday, January 10, new Consumer Financial Protection Bureau (CFPB) rules go into effect that will help protect homeowners and homebuyers from the mortgage abuses that led to the housing crisis. In particular, consumers will get protections from lenders that make risky loans without checking a borrower’s income, assets, or ability to repay a loan. 

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News Release | WISPIRG Foundation | Transportation

Milwaukee, Madison Top List of 100 American Cities Where People are Driving Less

A first-of-its-kind report by the U.S. PIRG Education Fund and released today by WISPIRG Foundation shows reduced driving miles and rates of car commuting in Wisconsin’s urbanized areas—including Madison and Milwaukee —and greater use of public transit and biking.

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News Release | WISPIRG Foundation | Consumer Protection

Survey Finds Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to the Wisconsin Public Interest Research Group’s (WISPIRG’s) 28th annual Trouble in Toyland report.  The survey of hazardous toys found that despite recent progress, consumers must still be wary when shopping this holiday season.

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News Release | WISPIRG Foundation | Consumer Protection

Report: Equifax/Experian/TransUnion Get Big Complaints

A new report by WISPIRG Foundation found that the most complained-about credit reporting agency in Wisconsin is Experian.  Millions of Americans have errors on their credit reports, which can affect the ability to get a loan, buy a house, rent an apartment, or even get a job.

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Report | WISPIRG Foundation | Budget

Toward Common Ground

As the Congressional “Super Committee” begins its search for $1.5 trillion in deficit reduction, a new study released by the Wisconsin Public Interest Research Group (WISPIRG) and the National Taxpayers Union (NTU) provides the panel with a great place to start: more than $1 trillion of spending cuts with appeal from across the political spectrum.

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Report | WISPIRG | Consumer Protection

Recipe for Disaster

According to this study, 54 recalls have occurred in Wisconsin due to contamination by Salmonella and other bacteria related to food borne illness in the last 14 months.

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Report | WISPIRG Foundation | Financial Reform

10 Reasons We Need the CFPB Now

The report documents that while the failure of federal regulators to prevent predatory mortgage lending is well known, it is less well-known that federal regulators also failed to stop unfair credit card tricks, overdraft fee schemes and the growth of triple-digit APR and payday loans, which are now imposing a crushing financial burden on many families.

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Report | WISPIRG | Transportation

Aging in Place, Stuck Without Options

The first baby boomers turn 65 years old this year and seniors in eight Wisconsin metro areas are in danger of being unable to get around. The largest generation in history, Boomers are also the most dependent on automobile travel. Yet by 2015, more than half of seniors ages 65 and older in these eight Wisconsin cities will live in communities with poor options for people who do not drive, according to a new report.

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Report | WISPIRG Foundation | Transportation

Building Boondoggles?

At a time when the State of Wisconsin is wielding an axe with many public programs and vital transportation services, it appears to be shoveling tax dollars toward four highly questionable highway expansion programs that could cost over $2 billion.

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Blog Post | Financial Reform

CFPB Gets Results for Consumers, Slams Chase for Deceptive Card Add-ons | Ed Mierzwinski

 On September 19, 2013, the CFPB announced it had imposed a $20 million civil penalty on JP Morgan Chase and ordered it to refund $309 million to over 2 million consumers for deceptively marketing junky credit card add-on products, some of which consumers didn't even receive. (The Office of the Comptroller of the Currency (OCC), Chase's previous consumer regulator, also added a $60 million penalty.)

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Blog Post | Democracy

Wisconsin Bill Would Double Campaign Contribution Limits, Increase Big Money in Politics | Bruce Speight

On June 10, the Wisconsin General Assembly passed a bill that, if passed by the Senate, would double the contribution limits to Wisconsin political campaigns and allow big money to further drown out the voices of Wisconsin voters. The bill also contains a provision to implement an online registration system — a great idea, but not enough to make this big-money bill worth passing.
 

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Blog Post | Democracy

IRS Scandal Highlights Need for Increased Transparency in Campaign Financing | Bruce Speight

The public has long agreed that transparency in campaign spending is critical to the integrity of our democracy. The Supreme Court acknowledged this common-sense proposition in its notorious 2010 Citizens United decision: even as they opened the door for dark money to enter our elections by allowing all corporations, including nonprofits, to spend directly on elections, the majority of Justices reaffirmed the long-standing notion that the identity of campaign donors must be disclosed.
 

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Blog Post | Health Care

The Supreme Court and the High Cost of Prescription Drugs | Bruce Speight

Everyone knows prescription drugs cost more than they should.  But I find many people are surprised to learn about one of the key ways drug companies keep prices high:  Paying off competitors to keep generics off the market.

 

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Blog Post | Democracy

Call on the WI Legislature to Put it to the People on Citizens United

Citizens United is undermining the very principals of our democracy.

Click Here to demand a people's referendum so that the people of WI can vote on this issue.

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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